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Employers can substantially lower Group Health Premium with a Core HRA plan document package

Core Documents HRA Plan Document Package

Price: $199.00

Price when purchased online

HRA Plans for employees reimburse medical, dental, vision, and specific insurance premium expenses to employees tax-free.
With nearly endless options, an employer can customize the Core HRA plan document that best serves their group health plan.
The IRS and DOL only require employers to adopt a formal HRA plan document and SPD to define the benefit design in writing. Then, you start
saving money.

ABOUT Core HRA plan document package

$199 one-time fee in PDF via email*

$249 one-time fee in PDF email* + Deluxe Binder via USPS

Here are the most popular HRA plan designs:

Deductible Gap HRA. Employers reduce group health premium cost by choosing a lower cost plan with higher deductibles or extra co-payments. Then, the employer uses some of the premium savings to self-insure the employee from extra deductible or co-payment expense. If no one has a deductible expense, employers save even more.

Individual Coverage HRA. With the ICHRA, businesses eliminate the difficulties of an employer-sponsored group health plan and reimburse their employees’ purchase of individual health insurance instead. Works for any size employee group.

Qualified Small Employer HRA. For groups of fewer than 50 employees, the QSEHRA reimburses employees for their purchase of health insurance with a few differences from the ICHRA. These differences include employees retaining use of ACA marketplace tax credits and integration with coverage under a spouse or parent’s group health plan.

Excepted Benefit HRA. Provides reimbursement of excepted benefits (such as dental or vision coverage) for employees regardless of whether they choose to participate in the employer’s Section 125 group health plan.

Comprehensive Integrated HRA. Employers can integrate an HRA with their group health insurance plan to pay the group health deductible plus co-payments and/or co-insurance, as well as additional medical, dental, and vision benefits.

Limited HRA. Employers can design an HRA Plan to reimburse specific dental and vision expenses, specific types of insurance premium, or retirement benefits.

No annual fee — Core Documents will notify you when there are sufficient changes in the Code to require amending and restating your Plan.  You can amend and update an HRA plan document anytime, and only when necessary, which is the most cost-effective way to maintain a HRA Plan.

Fast Service — Most orders placed by 3 PM are returned via email the same day, Monday through Friday. Weekend orders are sent out Monday morning. Plan document packages are processed in the order received. During our busiest months (December, January, and February), the rush order fee (see order form) marks your document to be processed immediately.

Refund Policy — Goods and services provided by Core Documents, Inc. are non-refundable upon receipt. Orders cancelled prior to shipping are subject to a fee to cover the cost of goods and services provided during the review, draft, and preparation of your order.

The Trusted Source of Affordable Benefit Plan Documents for over 20 Years.

Core Documents is the country’s leading provider of cost-effective, tax-saving benefit plan documents for Section 125 Cafeteria plans and Health Reimbursement Arrangements. The Trusted Source since 1997, thousands of satisfied agents and employer groups nationwide rely upon Core Documents for free plan design consulting services, plan document updates, ERISA Wrap SPDs, and administration services.

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